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Terms of use

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE

These terms explain the conditions under which you may use our website www.helpingcards.com (our site), whether as a guest or a registered user. They apply when you access, browse, or register on our site.

We recommend that you print a copy of this document for future reference.

By using our site, you accept these terms of use and agree to comply with them. If you do not agree to these terms, you must not use our site.

Other Applicable Terms

These terms refer to the following additional policies, which also apply when you use our site:

  • Our Privacy Policy explains how we process personal data about you. By using our site, you consent to this processing and confirm that all data you provide is accurate.
  • Our Acceptable Use Policy outlines the rules you must follow when using our site.
  • If you purchase goods from our site, our Contract Terms Notice will apply to those sales.

Information About Us

www.helpingcards.com is operated by Helping Cards. Our office is located at:

The Lecture Room, Parham Hall, Hall Hill, Parham, Suffolk IP13 9AB, England.

Changes to These Terms

We may revise these terms at any time by updating this page. Please check this page periodically to stay informed, as any changes will be legally binding on you.

Changes to Our Site

We update our site regularly and may change the content at any time. However, some content may be outdated, and we are under no obligation to update it.

We strive to keep our site and its content free from errors, but we do not guarantee that it will always be accurate or error-free.

Accessing Our Site

  • Our site is made available free of charge.
  • We do not guarantee that our site, or any content on it, will always be available or uninterrupted.
  • Access to our site is temporary, and we may suspend, withdraw, discontinue, or change any part of it without notice.
  • We will not be liable if our site is unavailable at any time for any reason.

Your Responsibilities

  • You are responsible for making all necessary arrangements to access our site.
  • You must ensure that anyone who accesses our site through your internet connection is aware of these terms and complies with them.

[Geographic Restrictions: Our site is directed at people residing in the United Kingdom. We do not guarantee that content on our site is appropriate for use in other locations. We may restrict access to certain content, products, or services based on geographic regions. If you access our site from outside the UK, you do so at your own risk.]

Your Account and Password

  • If you choose or are provided with a user identification code, password, or any other security information, you must keep this information confidential and not share it with any third party.
  • We reserve the right to disable any user identification code or password at any time, whether chosen by you or assigned by us, if we believe you have violated any of these terms.
  • If you suspect that someone else knows your user identification code or password, you must notify us immediately at [INSERT EMAIL OR CONTACT DETAILS].

Intellectual Property Rights

  • We own or hold the license for all intellectual property rights on our site, including all content published on it.
  • Our site and its content are protected by copyright laws and international treaties. All rights are reserved.
  • You may:
    • Print one copy or download extracts of any page(s) from our site for personal use.
    • Share our content within your organization, provided you reference the original source.

Restrictions on Use

  • You must not modify any printed or downloaded materials in any way.
  • Illustrations, photographs, videos, or graphics must not be used separately from the accompanying text.
  • Our status (and that of any identified contributors) as authors of the content must always be acknowledged.
  • You may not use any content from our site for commercial purposes without obtaining a license from us or our licensors.

Consequences of Breach

If you print, copy, or download any part of our site in violation of these terms, your right to use our site will cease immediately, and we may require you to return or destroy any copies of the materials.

No Reliance on Information

  • The content on our site is provided for general informational purposes only. It does not constitute advice on which you should rely.
  • You should obtain professional or specialist advice before taking or refraining from any action based on the content of our site.
  • While we make reasonable efforts to update our site, we do not guarantee that its content is accurate, complete, or up to date.

Limitation of Our Liability

Nothing in these terms limits or excludes our liability for:

  • Death or personal injury caused by our negligence.
  • Fraud or fraudulent misrepresentation.
  • Any other liability that cannot be excluded or limited by English law.

To the extent permitted by law, we exclude all conditions, warranties, representations, or other terms, whether express or implied, that may apply to our site or its content.

General Limitations

We are not liable for any loss or damage arising from:

  • Use of, or inability to use, our site.
  • Reliance on any content displayed on our site.

For Business Users

We are not liable for:

  • Loss of profits, sales, business, or revenue.
  • Business interruption.
  • Loss of anticipated savings.
  • Loss of business opportunity, goodwill, or reputation.
  • Any indirect or consequential loss or damage.

For Consumer Users

  • Our site is provided for domestic and private use only.
  • You agree not to use our site for commercial or business purposes.
  • We have no liability for any loss of profit, business, or business opportunity.

Technological Risks & External Links

  • We are not responsible for any loss or damage caused by viruses, malware, or cyberattacks that may affect your devices due to the use of our site.
  • We do not endorse or assume responsibility for content on external websites linked to our site.
  • We are not liable for any loss or damage resulting from the use of linked websites.

Additional Terms

  • Different liability limitations may apply to goods or services purchased through our site. These are outlined in our [Terms and Conditions of Supply] [INSERT LINK].

UPLOADING CONTENT TO OUR SITE

Whenever you make use of a feature that allows you to upload content to our site or to make contact with other users of our site, you must comply with the content standards set out in our Acceptable Use Policy [INSERT AS LINK TO ACCEPTABLE USE POLICY].

You warrant that any such contribution does comply with those standards, and you will be liable to us and indemnify us for any breach of that warranty. (If you are a consumer user, this means you will be responsible for any loss or damage we suffer as a result of your breach of warranty.)

Any content you upload to our site will be considered non-confidential and non-proprietary. You retain all of your ownership rights in your content, but you are required to grant us [and other users of the site] a limited licence to use, store, and copy that content and to distribute and make it available to third parties.

The rights you license to us are described in the next paragraph (Rights You Licence).

We also have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our site constitutes a violation of their intellectual property rights or right to privacy.

We will not be responsible, or liable to any third party, for the content or accuracy of any content posted by you or any other user of our site.

We have the right to remove any posting you make on our site if, in our opinion, your post does not comply with the content standards set out in our Acceptable Use Policy [INSERT AS LINK TO ACCEPTABLE USE POLICY].

The views expressed by other users on our site do not represent our views or values.

You are solely responsible for securing and backing up your content.

RIGHTS YOU LICENCE

When you upload or post content to our site, you grant the following licenses:

  • A worldwide, non-exclusive, royalty-free, transferable licence to use, reproduce, distribute, prepare derivative works of, display, and perform that content in connection with the services provided by our site and across different media and to promote the site or services.
  • A worldwide, non-exclusive, royalty-free, transferable licence to allow third parties to use the content for their purposes.

We will only ever use your materials to carry out your instructions to us – unless, very exceptionally, a court or other regulator orders us to disclose them.

VIRUSES

We do not guarantee that our site will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programs, and platform in order to access our site. You should use your own virus protection software.

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs, or other material that is malicious or technologically harmful.

You must not attempt to gain unauthorized access to our site, the server on which our site is stored, or any server, computer, or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of-service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and will cooperate with them by disclosing your identity. In the event of such a breach, your right to use our site will cease immediately.

LINKING TO OUR SITE

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part where none exists.

You must not establish a link to our site in any website that is not owned by you.

Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.

We reserve the right to withdraw linking permission without notice.

The website in which you are linking must comply in all respects with the content standards set out in our Acceptable Use Policy.

If you wish to make any use of content on our site other than that set out above, please contact  sales@helpingcards.com.

THIRD-PARTY LINKS AND RESOURCES ON OUR SITE

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only.

We have no control over the contents of those sites or resources.

APPLICABLE LAW

If you are a consumer, please note that these terms of use, its subject matter, and its formation are governed by English law. You and we both agree that the courts of England and Wales will have non-exclusive jurisdiction.

However, if you are a resident of Northern Ireland, you may also bring proceedings in Northern Ireland, and if you are a resident of Scotland, you may also bring proceedings in Scotland.

If you are a business, these terms of use, its subject matter, and its formation (including any non-contractual disputes or claims) are governed by English law. We both agree to the exclusive jurisdiction of the courts of England and Wales.

CONTACT US

To contact us, please email sales@helpingcards.com.

Thank you for visiting our site.


COPYRIGHT AND USAGE NOTICE

Markel Law owns the copyright in this document. You must not use this document in any way that infringes intellectual property rights.

You may download and print this document for your own internal, non-profit-making purposes. However, under no circumstances are you permitted to use, copy, or reproduce this document with a view to profit or gain.

Additionally, you must not sell or distribute this document to third parties who are not members of your organisation, whether for monetary payment or otherwise.

LEGAL DISCLAIMER

This document is intended to serve as general guidance only and does not constitute legal advice. The application and impact of laws can vary widely based on specific circumstances.

This document should not be used as a substitute for consultation with professional legal or other competent advisers.

Before making any decision or taking any action, you should consult a Markel Law professional.

In no circumstances will Markel Law LLP, or any company within the Markel Group, be liable for any decision made.

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